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    Italy

    Legal & Ownership — Italy

    Title checks, cadastral conformity, agricultural pre-emption, and heritage restrictions in Italy.

    Updated February 2026

    Italy

    Italy applies a principle of reciprocity (reciprocità) for non-EU buyers. In practice, this means non-EU citizens from countries that allow Italian citizens to purchase property can buy in Italy — which includes virtually all major Western countries.

    Key practical points

    • EU citizens: no restrictions whatsoever
    • UK nationals post-Brexit: reciprocity confirmed — no restrictions apply
    • US, Canada, Australia, New Zealand: all covered by reciprocity
    • You can purchase in your personal name, jointly, via an Italian SRL, or via a foreign holding company
    • A Codice Fiscale (Italian tax identification number) is mandatory for all buyers and must be obtained before signing any contract — obtainable at any Italian consulate or the Agenzia delle Entrate

    Financing

    Italian banks lend to non-residents, but LTV limits are lower (typically 50–60% for non-EU buyers, 60–70% for EU non-residents vs 80% for Italian residents).

    Based on Agenzia delle Entrate, Ministero della Giustizia

    Last reviewed: Feb 2026

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