French property rental yield calculator

Long-term lets in France typically produce a gross yield of 4 to 7% and a net yield of 2 to 4% after taxe foncière, insurance, and management. Short-term lets in Paris, Provence, the French Riviera, and ski resorts can push gross yields above 8%, but come with higher costs and stricter local rules.

Non-residents pay French income tax on rental income at a minimum rate of 20% up to €29,315 and 30% above, plus 17.2% social charges (reduced to 7.5% for EU/EEA residents with A1 coverage). Furnished lets fall under the BIC regime (micro-BIC or réel, often via LMNP status); unfurnished lets fall under revenus fonciers (micro-foncier or réel).

France has stable prices, low mortgage rates, and reliable tenant law, but yields are lower than the UK or US, and taxe foncière plus social charges eat into net income. It works best when you buy well below fair price and choose the right tax regime. Run the calculator on a specific address before deciding.

Short-term (gîte, seasonal, Airbnb) usually grosses 30 to 80% more than long-term for the same address, but after cleaning, platform fees, higher taxe de séjour, and local night caps, the net gap narrows. In tourist regions short-term still wins; in cities with strict rules like Paris or Bordeaux, long-term often wins net.

LMNP (Loueur en Meublé Non Professionnel) is the tax status for furnished lettings under €23,000/year or under 50% of household income. It lets you depreciate the property and furnishings, which usually wipes out taxable rental income for the first 10 to 20 years. Most furnished holiday and long-term lets in France use it.

Yes. Taxe foncière is pulled from the commune's actual rate, and for long-term lets we apply the current rent restrictions on DPE F and G properties (no rent increases, and G properties are progressively banned from being let).

Yes. French banks lend to non-residents up to 70 to 80% loan-to-value at competitive fixed rates, provided rental income plus other income covers the payments comfortably (typically the 33% debt-to-income rule). Expect thorough paperwork and 8 to 12 weeks to close.

Yes. Leaseback (résidence de tourisme) uses the operator's contractual rent; gîtes use short-term rates with realistic occupancy for the department. Both scenarios are handled by the same engine.

Department and commune benchmarks from French government sources (DVF sales, ADEME energy, INSEE), plus local rental rates aggregated across major platforms. Not a national average — every estimate uses the specific commune of the address.