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    Detached Farmhouse with Land and Panoramic Lake Views

    €450,000

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    Detached Farmhouse with Land and Panoramic Lake Views

    Villa/Farmhouse · Italy — Other, Italy

    130 m²living850 m²plot2bedroomsCenergy label

    €450,000

    The Basics

    Our Analysis

    Priced competitively for the Lake Como area at approximately €3,460/m², this renovated 'rustico' avoids the immediate shoreline premium but introduces significant vertical friction across three floors. The 3km distance from the lake translates to a steep, winding ascent typical of Pianello del Lario, making a vehicle mandatory for even basic errands. While the heat pump and Energy Label C are impressive for a stone building, the basement-level second bedroom may present humidity challenges common in hillside excavations.

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    The Verdict

    Suited for

    A couple seeking a quiet secondary residence with modern climate tech
    Buyers prioritizing lake views and natural stone aesthetics over beach proximity
    Small families who don't mind a car-dependent lifestyle for better air and privacy

    Less suited for

    Anyone with mobility issues due to the three-level layout and probable hillside stairs
    Social buyers who want to walk to a cafe or the lakefront in the morning
    Families with teenagers who will feel isolated without easy pedestrian access to the village

    What this home offers

    Garden
    Renovated
    Garage
    Spa / Wellness

    Financials

    Price Fairness

    How the asking price compares to local market data

    This property is priced above average for a house in Italy — Other..

    What It Costs to Own

    Estimated monthly and upfront costs based on your buyer profile

    Upfront

    ~€259,650

    Monthly

    ~€2,148 /mo

    Realistically required investment

    Estimated over 5–10 years

    €42,000–€119,000

    ~9–26% of property value

    Most buyers underestimate this by ~30–50%

    Things to know

    Things to know

    Legal considerations

    Good to know

    Move-in ready
    No mains gas
    Multi-level, stairs only
    Hilltop position
    Rolling countryside
    Near the sea
    Low maintenance

    Location & environment

    Living here

    What daily life looks like in this area

    EssentialHow much you'll rely on a car
    Likely narrow, paved communal road with significant inclineRoad leading to the property
    10-12 minutes driveNearest grocery store
    8-10 minutes driveNearest pharmacy

    Daily life revolves around the car; the 3km distance to the village includes a significant elevation gain. Expect peace and quiet, but total reliance on the vehicle for every liter of milk or loaf of bread.

    Next Steps

    Questions to ask and documents to request

    Key things to clarify before making an offer

    Questions to ask

    1. Is the veranda officially registered as habitable living space (abitabile) or as a porch/accessory (accessorio)?
    2. Does the heat pump also provide cooling for the bedrooms in the summer?
    3. Is there a dedicated space or connection point for an EV charger in the private parking area?

    Documents to request

    • Visura Catastale (Cadastral record search)
    • Planimetria Catastale (Official floor plans for comparison)
    • Attestato di Prestazione Energetica (APE/Energy Certificate)

    This report is generated from listing data and regional knowledge. It is not a substitute for a professional survey, legal review, or in-person visit.

    Characteristics

    Location Details

    Lake proximity
    3 km to Lake
    Village proximity
    3 km to Village

    Property Features

    Status
    Available
    Finishes
    Natural-stone
    Parking
    Private, Driveway
    Heating
    Heat pump

    Room Information

    Ground floor
    Entrance hall, Covered veranda with large windows, Spacious living room, Kitchen with veranda
    First floor
    Double bedroom with lake view and en-suite bathroom, Exposed beams
    Basement
    Second bedroom with direct garden access, Additional bathroom, Storage room

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